Buy now for Christmas!

We may feel like we're still in the depths of winter, with summer and Christmas seeming like they're miles away, but if you want to be in your new property by Christmas, now is the time to be buying.

Sometimes we can be lucky and find the perfect property at first inspection, sometimes it takes longer. 

While you are out looking at properties, check out possible repayments and stamp duty costs via our iPhone app.

Download it today!

To discuss your own circumstances in more detail please call me on 9212 2275 or check out our website for more info http://www.mortgagechoice.com.au/philip.sangster

Rates Race

On Tuesday the RBA announced that the cash rate would be held at 4.75%, and there's always lots of speculation about what interest rates are doing.  Despite what you read, the facts and figures tell the truth - look at this graph in this article.

The long term average for interest rates is 7.5% and we are still below the long term average, with variable rates today around 7.00%
So even with 2 more rate rises, that will take us to the long term average.


Don't be frightened by the media - it is a good time to buy!

Give me a call if there's anything I can do to help secure finance on 9212 2275 or check out my website http://www.mortgagechoice.com.au/philip.sangster.

Happy house hunting!

Make the house hunt easier!

House hunting can be hard work.  It’s a big decision and there’s often competition for the property that you have set your heart on.  You often spend the week searching online and planning your Saturday inspections and when you find the perfect property, you sit with baited breath hoping that your offer is accepted.

It doesn’t have to be so hard!  Sometimes you need to expand your thinking, sometimes you need to enlist some help.  Check out this article in SMH about Smart Buys to get you thinking outside the square, or think west - reportedly the Property Hot Spot, and if you need some help Ruby Reports can give you an impartial expert opinion on the property you’ve got your eye on.  Please let me know if you would like an introduction to Ruby Reports or any other experts within this field.

As always, we’re here to help with your financial needs, so give us a call to make sure your money is ready to go when you are!  9212 2275 or check out our site at http://www.mortgagechoice.com.au/Philip.Sangster.

Have a great weekend!

Buyers are on the move!

Auction clearance rates and ABS figures are telling us the same story... the market is picking up, more buyers are buying and confidence in the property market is increasing.

There's lots of great properties out there whether you're buying at the top, middle or bottom of the market, for your home or an investment.  

Read more in this article.

And in the meantime, get online or on the phone, and start scheduling your weekend inspections.

Call us when you are ready to organise your finance, and check out our website for quick access to calculators.

Things are looking up!

If you're in the market for a property, now is the time to act.

Auction clearances rates are rising, home loan applications are increasing, the supply of property is high and some people are playing it safe and waiting to enter the market.

They are missing opportunities!!

It's time to act now.  Get in before the rest catch on to what they're missing out on.

If we can help, please call or email.  We have tons of trusted connections within the industry, so in addition to the finance if you need help buying, planning, insuring - anything to do with buying a home, we will point you in the right direction.

Happy house shopping!


For more information on Mortgage Choice in the Eastern Suburbs, please check out our site

Sydney real estate market is thawing out!

The real estate market in Sydney is showing signs of getting stronger with an increase in buyer activity.

Read more in this article from Sydney Morning Herald.

Don't miss your opportunity to get into the market early, and if we can help, please call me on 02 9212 2275 or email philip.sangster@mortgagechoice.com.au.

For more information on Mortgage Choice in the Eastern Suburbs, please go to our website.

Have a great weekend, get out to those open for inspections, and get ready to buy!

Thoughts become things...

So Choose the Good Ones

This has to be one of my favourite quotes.  It's a great reminder of the power of our thoughts and our mindset.

If we think good stuff, focus on the possibilities, dream, plan, set goals, surround ourselves with positive, successful people - it's can't help but have a positive effect on us.

Our attitude is a choice, just as our thoughts are.

So make them good.  You'll have a much better day!