Plans for the future

We've come across a couple of great articles about buying apartments in Sydney.  They're in short supply and proving to be a good investment.  
Check out both articles for more details and some great tips on buying a property - whether for investment or as a first home buyer.



Plans for the future
Units are in short supply, but there are quality projects in the offing.There's a multitude of plans for new apartment buildings being unveiled for this year and a variety of new stages in developments now being built.  Read more


Looking to the upside
Choosing which unit is a better long-term investment is about more than just price.
Buying an apartment, rather than a house, is a smart move for a first-time property investor.  Read more

If we can help you with your property search, please call 9212 2275 or email philip.sangster@mortgagechoice.com.au.  Please also check out our website for some great tools and tips.

Make the most of your investment dollars

Knowing your limits and the market will help to expand your property portfolio.

Why do some people struggle to buy one investment property and yet others manage to own five or six? It's not that they have more money... 

If you're interested in investing in property, here are some great tips.

We also run regular investment seminars to educate people to invest wisely to secure their financial future. The next Australian Property Update we are holding in conjunction with Bluewealth Property is on Tuesday 3 April at 6pm in the Sydney CBD - call me on 9212 2275 or email me to secure your place or find out more details.

Check out our website for more tips and tools to help you buy a home or investment property.

Auctions indicate it's still a buyers' environment!

There's a great article in SMH Domain this week about the auction results for Sydney since the "selling season" began.  Whilst not every home is sold by auction, they are a great indicator as to what's happening in the marketplace - and it's telling us that it's a buyers' market!  Read more 

So whether you're a first home buyer, next home buyer or an investor, now is a great time to buy.

Thanks to all those savvy investors who joined us for our Australian Property Update seminar last week!  It was very successful with over 100 attendees which shows we have many smart investors wanting to take action to secure their financial future.  If you missed this seminar, let me know and I'll put you on our guest list for next time, and also send you some notes from this seminar.

If we can help you in your home purchase, please let us know.  02 9212 2275 or email philip.sangster@mortgagechoice.com.au.  Also, our website has lots of great tools and tips www.mortgagechoice.com.au/philip.sangster

Secure your seat NOW if you want to invest in property!

If you're serious about investing in property, this event is a MUST!

Seats are booking out fast, so don't miss your chance to get a great insight into the Australian property market from a leading industry expert.

Read on for more info...

In 2011 we saw quiet property markets and some ideal buying opportunities as developers competed to attract investors. But what is the outlook for 2012? What's driving the property markets and where should investors be looking to maximise the potential for capital growth?

You are invited to hear leading property expert, Dr Tony Hayek, discuss the key drivers of Australian property market and explain how to use research to identify buying opportunities and growth markets.

Monday, 12 March 2012 6:00 PM

Swissotel Hotel
Level 8, 68 Market Street
Sydney, NSW 2000

Places are limited so click here to book now!

For more information, please go to our website, or email or call 9212 2275.

This is important - call me or book your seat to start securing your financial future today!

Philip

You're invited to an investment seminar!

In 2011 we saw quiet property markets and some ideal buying opportunities as developers competed to attract investors. But what is the outlook for 2012? What's driving the property markets and where should investors be looking to maximise the potential for capital growth?

You are invited to hear leading property expert, Dr Tony Hayek, discuss the key drivers of Australian property market and explain how to use research to identify buying opportunities and growth markets.

Monday, 12 March 2012 6:00 PM

Swissotel Hotel
Level 8, 68 Market Street
Sydney, NSW 2000

Places are limited so click here to book now!

For more information, please go to our website, or email or call 9212 2275.

This is important - call me to start securing your financial future today!

Philip

Planning to climb the property ladder?

Whether you're planning to buy your first investment property or building your portfolio, it's always important to have good advice and a plan.  


There's a great story in SMH about a young woman's plans for financial freedom by the age of 40.  Read more of her story and the advice she's given.


To help our clients, their friends and colleagues, we're holding a property investment seminar with Bluewealth Property.  

You are invited to hear leading property expert, Dr Tony Hayek, discuss the key drivers of Australian property market and explain how to use research to identify buying opportunities and growth markets.

Come along to find out how and where to invest.
Monday, 12 March 2012 6:00 PM
Swissotel Hotel
Level 8, 68 Market Street
Sydney, NSW 2000

Follow this link to book now or to find out more information please go to our website.

Alternatively, you can always phone us on 9212 2275.  We're happy to help!

The benefits of buying

It's been a hot topic in the press, and for some, it's a harsh reality.  The fact is that renting in Sydney is hard work.  There's not enough property, too many people looking and it's expensive.  When you finally find the perfect place - everyone else loves it too - so you fill in the application and cross your fingers and wait... and wait...


Wouldn't it be easier to buy your own place?


That's what Matt Sommerville thought, and at 31 with a 20% deposit, he fits the profile of an average first home buyer.  Read more 

To find out how we can help you, call us on 9212 2275 or email.  We've got some great tips and tools on our website too.

It's the Year of the Unit

An interesting article from SMH claims that the shining light in the Sydney property market for 2012 is apartments. New or old, they are performing better than houses over the past 5 years recording an average annual growth of 5.2 percent compared to 3.6 per cent for houses.  Read more

Whether you're looking for an apartment or house, we're happy to take the worry out of arranging finance. Please call 9212 2275 or email if we can help.  Check out our website for lots of great tools and tips for helping you on your way.

Sydney property market strong

Deciding to do something big - like buying a new home or investment property, is always a little easier if you can rest assured that you're making the right decision.

Our research shows us that now is a great time to buy in Sydney.  Prices are on the rise and values are increasing - so the longer you wait to find the perfect property, the more it will cost you.  Read more about Sydney's market stability

So don't delay.  If you want to get into the market - get moving!

If we can help with finance, please call 02 9212 2275 or check out our website for lots of great tips and tools. www.mortgagechoice.com.au/philip.sangster

Happy house hunting!

Auctions right up until Christmas especially for First Home Buyers

To help First Home Buyers buy a property before the end of stamp duty exemptions, there are auctions scheduled right up until the Wednesday before Christmas.  Read more

So there's still time if you get your skates on!

Start planning your inspections for this weekend - there's lots of great property on the market, and buying before the end of the year will save you thousands on stamp duty.

If we can help with your finance, please call 9212 2275 or email.

Check out our website for lots of handy tips and tools too.

Christmas present from the RBA

Great news from the RBA yesterday with a rate cut of .25%, bringing our cash rate down to the levels it hasn't seen since April 2009. Check out what the media is saying...

This is just one more reason to buy property now!  Rates are great, the banks are competitive, there are some good properties on the market with vendors keen to sell before Christmas.

If you're a First Home Buyer - if you exchange contracts on an established property by 31 December 2011, you will still be entitled to the stamp duty concessions available from the State Government - which could save you up to $18,000.  In the new year from 1 January this will end!  So don't miss out - buy now!

If we can help you with your finance, please call 02 9212 2275 or email.  Check out our website for lots of handy tips and tools.

It's never been a better time to buy!

A call to action for first home buyers!

You've got this month only to enter into a contract to purchase a property, or you will have to pay stamp duty from 1 January on an established property.

That is $18,000 on a $500,000 purchase, which we would much prefer going towards the purchase of your property than giving it to the tax man courtesy of the NSW State Government.

With stamp duty exemptions ending, prices are bound to increase as demand builds and the banks are competitive - so if you haven't already started serious house hunting, start now!

Call us on 02 9212 2275 or email to make sure your finance is in order so that you can confidently negotiate or bid at auction, knowing that everything is in place for you to finalise your purchase.

Check out our website for lots of handy tips and tools.

The time is now!

This is always such a busy time of year and if you want to be in your new home for Christmas, you need to maintain focus and get shopping!

The time is right to buy: interest rates have dropped, the lenders are competitive, there are lots of great properties on the market, and mostly, they are priced right.


Check out media reports about Spring Surge in Buyer Activity - and start planning your Open Houses for the weekend.

I'd love to help with finance, so please call 02 9212 2275 or email.

Our website has lots of tools and info to help you along your journey.

Have fun!

Solid foundation for Sydney market

More great news in the media this week about the Sydney property market!

"Sydney's housing market is still relatively subdued but resilient, with the prospect of increased activity for the rest of the year."  Read more

Call me on 02 9212 2275 if I can help arrange finance.  It's a great time to buy property!

Our website has lots of handy links and tools too.

Interest Rate News Flash!

Rates are down for the first time in a year. 

What does that mean for you?

First home buyers:

It's never been a better time to buy!  Stamp duty exemptions for established homes will end on the 1st of January 2012, prices are bound to increase as demand builds and the banks are competitive - so if you haven't already started serious house hunting, start now!

Call us to make sure your finance is in order so that you can confidently negotiate or bid at auction, knowing that everything is in place for you to finalise your purchase.


Investors:

With interest rates down, house and apartment prices are sure to rise as demand grows, so it's vital that you get in early to beat the price rise.  Both NSW & Queensland governments have great incentives to invest in new builds under $600K, and there's tons of other opportunities that are ready and waiting.

Call us to find out more about these incentives and opportunities, or join us for our Investment Seminar on Wednesday 9th November at 6pm at Swisshotel in Sydney. Follow this link for more details or to book your seat.


Next home buyers:

If you're thinking about your next home, get in early before the prices go up and the differential between your current home and your dream home increases.  The interest rate drop means that there will be an increase in market activity, buyers wil become more confident and the banks are already competitive, so it's the perfect opportunity to take that next step.

Give us a call if you want to have a chat and we can run some scenarios to calculate your borrowing capacity and arrange pre-approval so that you're ready to go when you find that property.



Whether you're just taking your first step into home ownership, upgrading your family home or building your portfolio of invesment properties, we're always happy to help arrange your finance so that it's best suited to your current and future plans.


Drop us an email or call us on 02 9212 2275.  Make sure your money is ready when you are!

Check out our website for some great tools to help you along the way.

Please feel free to pass our eNewsletter on to family, friends and colleagues who are in the market for a new property.

Happy house hunting!

Regards

Philip

Experts say the forecast is great!

I'm really excited by the research released this week from BIS Shrapnel in the QBE LMI Housing Outlook.

They found that "Stable interest rates and improving economic conditions will drive rising house prices in the next three years, with Perth and Sydney leading the way."

QBE Lenders' Mortgage Insurance (QBE LMI), which supports lenders, has forecast price growth of up to 20 per cent in Sydney and Perth as business and consumer confidence improves.

Confidence among first home buyers and renovators is expected to improve and lead to residential price growth in the next 12 months, QBE LMI said in a housing outlook report."

Read more in SMH or call me on 02 9212 2275 if you want to get in and organise your finances to buy before the prices rise.  It's a great time to buy property!

Our website has lots of handy links and tools too.

Sydney is on the top of market stability ladder

The housing market is well and truly warming up.  Auction clearance rates have lifted to about 60%, interest rates have remained stable for 11 months, lenders are competitive and there's some great properties for sale!

Read more about the stability of the Sydney property market

Whether you're thinking of investing, upgrading or entering the property market, now is the time to make a move... especially if you want results before the end of the year.

If we can help, please call 9212 2275 or email philip.sangster@mortgagechoice.com.au or check out our website for lots of great tools to help figure out your finances.

Property appetite hits two-year high

Stable interest rates and consumer confidence are leading people into the property market.  Westpac Chief Economist, Bill Evans found that consumers who believe now is a good time to buy a dwelling jumped 15.1% to its highest level in two years.

Read more

So don't miss out - get shopping in the sunshine this weekend, and if we can help ensure your finances are right, please call 02 9212 2275 or email

Our website has lots of handy links and tools too http://www.mortgagechoice.com.au/philip.sangster

First Home Buyers - Buy now or miss out!

For First Home Buyers, the NSW government is removing the property stamp duty exemption on existing dwellings, which means if you want to buy an existing apartment or house up to $500,000 you will save around $18,000 if you buy before 31 December 2011.

If you - or any of your family, friends or work colleagues - are First Home Buyers and have been thinking of getting into the market and want to buy an existing property (not brand new) then act now and call Philip on  9212 2275 to discuss your options!

There is a huge financial incentive to buy before the end of the year.  Take advantage of this Spring season to get in the market!

We're here to help!

When you're buying a new property there are lots of things to think about:

• where will I buy?
• what can I live without and what must I have?
• what can I afford?
• how much will my repayments be?
• what about stamp duty?

We're really happy to tell you that help is just an App away!  If you have a smart phone, download the new Mortgage Choice Home Loan Helper app - free from iTunes.  It will give you a guide on your borrowing power, loan repayments and stamp duty.

So now you can focus on what you want, and we'll help with the finance.

As always, to discuss your personal circumstances in detail and work out your borrowing power accurately, or to simply work through purchasing scenarios, please call me on 9212 2275 or check out our website.