Experts say the forecast is great!

I'm really excited by the research released this week from BIS Shrapnel in the QBE LMI Housing Outlook.

They found that "Stable interest rates and improving economic conditions will drive rising house prices in the next three years, with Perth and Sydney leading the way."

QBE Lenders' Mortgage Insurance (QBE LMI), which supports lenders, has forecast price growth of up to 20 per cent in Sydney and Perth as business and consumer confidence improves.

Confidence among first home buyers and renovators is expected to improve and lead to residential price growth in the next 12 months, QBE LMI said in a housing outlook report."

Read more in SMH or call me on 02 9212 2275 if you want to get in and organise your finances to buy before the prices rise.  It's a great time to buy property!

Our website has lots of handy links and tools too.

Sydney is on the top of market stability ladder

The housing market is well and truly warming up.  Auction clearance rates have lifted to about 60%, interest rates have remained stable for 11 months, lenders are competitive and there's some great properties for sale!

Read more about the stability of the Sydney property market

Whether you're thinking of investing, upgrading or entering the property market, now is the time to make a move... especially if you want results before the end of the year.

If we can help, please call 9212 2275 or email philip.sangster@mortgagechoice.com.au or check out our website for lots of great tools to help figure out your finances.

Property appetite hits two-year high

Stable interest rates and consumer confidence are leading people into the property market.  Westpac Chief Economist, Bill Evans found that consumers who believe now is a good time to buy a dwelling jumped 15.1% to its highest level in two years.

Read more

So don't miss out - get shopping in the sunshine this weekend, and if we can help ensure your finances are right, please call 02 9212 2275 or email

Our website has lots of handy links and tools too http://www.mortgagechoice.com.au/philip.sangster

First Home Buyers - Buy now or miss out!

For First Home Buyers, the NSW government is removing the property stamp duty exemption on existing dwellings, which means if you want to buy an existing apartment or house up to $500,000 you will save around $18,000 if you buy before 31 December 2011.

If you - or any of your family, friends or work colleagues - are First Home Buyers and have been thinking of getting into the market and want to buy an existing property (not brand new) then act now and call Philip on  9212 2275 to discuss your options!

There is a huge financial incentive to buy before the end of the year.  Take advantage of this Spring season to get in the market!

We're here to help!

When you're buying a new property there are lots of things to think about:

• where will I buy?
• what can I live without and what must I have?
• what can I afford?
• how much will my repayments be?
• what about stamp duty?

We're really happy to tell you that help is just an App away!  If you have a smart phone, download the new Mortgage Choice Home Loan Helper app - free from iTunes.  It will give you a guide on your borrowing power, loan repayments and stamp duty.

So now you can focus on what you want, and we'll help with the finance.

As always, to discuss your personal circumstances in detail and work out your borrowing power accurately, or to simply work through purchasing scenarios, please call me on 9212 2275 or check out our website.

Are you getting the best deal?

It's really important to take stock of your mortgage.  Do you have the right type of home loan for you? Have you got the best deal?  Have you thought about any lifestyle changes that are likely within the next 12-24 months?

There's never been a better time to get a good deal from the lenders - even the media is telling us to check that we're getting the best deal.

Call Philip 02 9212 2275 for a free home loan health check if you have an existing mortgage, or if you simply want to know what your borrowing capacity is and start the path to property ownership.

Check out our website for more information.

You find the house, we'll find the loan! 

Investors are being told to buy NOW!

We've been saying it for a little while now and the media is catching on...

As reported in The Adviser (Industry news for mortgage and finance brokers), "With property prices at the bottom of the cycle, investors are being told to buy now.

Australian Property Monitors senior economist Andrew Wilson said investors should not be put off by trouble abroad, as the Australian economy is, by and large, stable."

If you need help finding the right property or securing your finances, or just want to have a chat about your own circumstances, please call!  9212 2275

For more information, please go to our website.