Plans for the future

We've come across a couple of great articles about buying apartments in Sydney.  They're in short supply and proving to be a good investment.  
Check out both articles for more details and some great tips on buying a property - whether for investment or as a first home buyer.



Plans for the future
Units are in short supply, but there are quality projects in the offing.There's a multitude of plans for new apartment buildings being unveiled for this year and a variety of new stages in developments now being built.  Read more


Looking to the upside
Choosing which unit is a better long-term investment is about more than just price.
Buying an apartment, rather than a house, is a smart move for a first-time property investor.  Read more

If we can help you with your property search, please call 9212 2275 or email philip.sangster@mortgagechoice.com.au.  Please also check out our website for some great tools and tips.

Auctions indicate it's still a buyers' environment!

There's a great article in SMH Domain this week about the auction results for Sydney since the "selling season" began.  Whilst not every home is sold by auction, they are a great indicator as to what's happening in the marketplace - and it's telling us that it's a buyers' market!  Read more 

So whether you're a first home buyer, next home buyer or an investor, now is a great time to buy.

Thanks to all those savvy investors who joined us for our Australian Property Update seminar last week!  It was very successful with over 100 attendees which shows we have many smart investors wanting to take action to secure their financial future.  If you missed this seminar, let me know and I'll put you on our guest list for next time, and also send you some notes from this seminar.

If we can help you in your home purchase, please let us know.  02 9212 2275 or email philip.sangster@mortgagechoice.com.au.  Also, our website has lots of great tools and tips www.mortgagechoice.com.au/philip.sangster

The benefits of buying

It's been a hot topic in the press, and for some, it's a harsh reality.  The fact is that renting in Sydney is hard work.  There's not enough property, too many people looking and it's expensive.  When you finally find the perfect place - everyone else loves it too - so you fill in the application and cross your fingers and wait... and wait...


Wouldn't it be easier to buy your own place?


That's what Matt Sommerville thought, and at 31 with a 20% deposit, he fits the profile of an average first home buyer.  Read more 

To find out how we can help you, call us on 9212 2275 or email.  We've got some great tips and tools on our website too.

It's never been a better time to buy!

A call to action for first home buyers!

You've got this month only to enter into a contract to purchase a property, or you will have to pay stamp duty from 1 January on an established property.

That is $18,000 on a $500,000 purchase, which we would much prefer going towards the purchase of your property than giving it to the tax man courtesy of the NSW State Government.

With stamp duty exemptions ending, prices are bound to increase as demand builds and the banks are competitive - so if you haven't already started serious house hunting, start now!

Call us on 02 9212 2275 or email to make sure your finance is in order so that you can confidently negotiate or bid at auction, knowing that everything is in place for you to finalise your purchase.

Check out our website for lots of handy tips and tools.

It's time to get into the game

Sometimes we just want to wait until the time is right to do something.  Sometimes we just keep waiting.  And waiting.  And waiting... as though we are waiting for all the planets to be aligned before we can take action.

With buying property, there's lots that you can wait for... waiting for the job promotion, pay rise, saving your deposit, change in market conditions, economy, interest rates - lots of things.  But the facts are that while you're waiting you can be missing opportunities.

The property experts are saying that it's a buyer's market, especially in Sydney and Brisbane.  There's population growth and high employment, both of which create a demand, but there's even more on the supply side of the equation - homes and apartments for sale that aren't moving too fast, so prices are negotiable.

SMH reports that properties on the market has doubled compared to the same time last year.  Cameron Kusher, research analyst from RP Data claims that the current vendor discounting trend signals that it's a good time to buy. 

So this weekend, get out, get amongst it, go see those Open Houses - or if you value your weekends too much to be pounding the pavement, find a buyers agent (or contact us for a recommendation), and get buying!

Happy house hunting!  Call us if we can help.  9212 2275

Welcome!

I want to make things simple!

There is so much information in the marketplace to sift through when you're buying a property. Speculation about interest rates, forecasting of property values, conflicting opinions on the best place to buy - and then you have to decide what type of loan to get.  Who to go with, whether flexibility is more important than low fees, whether to fix, how much to fix - and then there's the paperwork and appointments, following up and hoping that everything comes together in time for settlement.

It can all sound so hard - but it doesn't have to be.

I'm going to be sharing good information from reputable sources, pass on tips from experts, keep you updated on rates, bank offers and anything else that comes my way that I think could help you.

So stay tuned, let me know if there's anything in particular that you'd like to hear about - and if you want to chat about your mortgage needs, give me a call on 02 9212 2275 or email philip.sangster@mortgagechoice.com.au.